1. Acceptance of Terms

By accessing this website, submitting an application, uploading documents, or using any services provided through this platform, you acknowledge that you have read, understood, and agreed to these Terms & Conditions.

2. About Shri Muthut Finance Pvt. Ltd.

Shri Muthut Finance Pvt. Ltd. is engaged in providing lending-related services subject to applicable laws, internal policies, documentation requirements, and eligibility assessment processes.

Information available on this website is provided for general informational purposes only and should not be interpreted as a guaranteed loan offer or financial advice.

3. Loan Eligibility & Approval

• Submission of a loan application does not guarantee loan approval or disbursement.
• Loan approval depends on internal assessment, repayment capacity, documentation verification, credit profile, and applicable policies.
• Interest rates, processing fees, tenure, and loan amounts may vary depending on assessment outcomes.
• Final loan terms are communicated through the sanction letter and loan agreement before acceptance.

4. Customer Responsibilities

• Customers must provide accurate and updated information.
• Submission of false, incomplete, or misleading information may result in rejection of the application.
• Customers are responsible for reviewing the sanction letter, repayment schedule, and agreement terms carefully.
• Users should not share OTPs, passwords, or confidential account information with unauthorised persons.

5. Fees & Charges

Applicable charges may include processing fees, GST, penal interest on overdue amounts, bounce charges, or other disclosed charges as specified in the sanction letter or agreement.

All applicable fees and charges are communicated prior to acceptance in accordance with applicable lending practices.

6. Website Usage

• Users must not misuse the website, attempt unauthorised access, or engage in activities affecting platform security.
• Website content, branding, logos, text, graphics, and layouts are protected under applicable intellectual property laws.
• Shri Muthut Finance Pvt. Ltd. may update, modify, suspend, or discontinue website features without prior notice.

7. Document Verification

Submitted documents may be verified through internal assessment procedures, authorised agencies, or applicable verification mechanisms.

Customers may be requested to provide additional documents if required during assessment or compliance review.

8. Limitation of Liability

Shri Muthut Finance Pvt. Ltd. shall not be held responsible for losses resulting from incorrect information submitted by users, technical interruptions, unauthorised access, third-party website usage, or events beyond reasonable control.

Loan-related decisions remain subject to internal review and applicable lending policies.

9. Fraud Awareness

Shri Muthut Finance Pvt. Ltd. does not guarantee loan approval in exchange for cash payments or unauthorised processing charges.

Customers are advised to communicate only through official channels and report suspicious activities immediately. Users may also contact the cybercrime helpline at 1930 in case of suspected fraud.

10. Third-Party Links

This website may contain links to third-party platforms for informational or convenience purposes. Shri Muthut Finance Pvt. Ltd. is not responsible for the content, security, or privacy practices of external websites.

11. Privacy & Data Usage

Customer information submitted through the website may be processed in accordance with our Privacy Policy and applicable legal requirements.

Users are encouraged to review the Privacy Policy before submitting personal or financial information.

12. Changes to Terms

Shri Muthut Finance Pvt. Ltd. reserves the right to update or modify these Terms & Conditions at any time without prior notice.

Updated versions will be published on this page and continued use of the website indicates acceptance of revised terms.

13. Governing Jurisdiction

These Terms & Conditions shall be governed in accordance with applicable laws of India. Any disputes arising from website usage or service-related matters shall be subject to applicable jurisdiction.

14. Contact Information

For customer support, grievance assistance, or website-related concerns, users may contact: